How to apply personal loan from ICICI bank

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Personal Loans are the best way to meet your expenses during an emergency or fund any unplanned situation in life. Whether you are planning your next dream vacation with your loved ones or want to get funds for our child’s marriage, a Personal Loan offers double benefits of quick access to funds and zero need for collateral. Personal Loans have emerged as a great way to finance purchases that otherwise would have been challenging with a regular paycheck. For those who are looking for an instant Personal Loan online, we have great offers for Personal Loans.

How to apply for a Personal Loan?

ICICI Bank presents Personal Loans up to Rs 20 lakh for your various requirements. All you need to do is apply online or visit any of our branches, fill up the form and get your loan approval process started.

Benefits and features of Personal Loan

Getting Personal Loans online is easier now than ever before. You get the following Personal Loan benefits:

Get cash in your account in 3* seconds

The interest rate will not increase during your loan tenure

Minimal documentation

Choose your tenure from 12 to 60 months.

*Applicable for select customers upon completion of online verification and acceptance of the final offer.

Eligibility criteria

Salaried person
Age:- 23 years-58 years

Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Bangalore, Pune & Kolkata)

Self employed person

Age:-28 years (self employed individuals) and 25 years (for doctors); Maximum age - 65 years

Rs. 40 lakh for non-professionals; Rs. 15 lac for professionals; as per audited financials

Personal Loan Interest Rates

11.25% to 22.00% per annum

Types of Personal Loans

Wedding Loans

Home Renovation

Holiday Loan

Fresher Funding

NRI Personal Loan

Personal loan

Easy documentation

Quicker processing

Lower interest rates from 15.49% per annum

Tenure up to 36 months.

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How to apply personal loan from ICICI bank