Apply Online for Instant Personal Loan | IDFC First Bank
Apply Online for Instant Personal Loan | IDFC First Bank
For Salaried Individuals:
You can apply for a personal loan online by filling a form on our website. If you apply for a personal loan online, we will tell you about your eligibility instantly.
Our relationship manager will fix up an appointment to come to your premises and collect the requisite documents for quick personal loans.
After your documents have been collected, we will verify your personal loan application; this may involve a personal discussion with you.
If the reports are satisfactory after verification, your loan will be approved and the money will be deposited in the same bank account for which the statement has been provided.
Photo Identity Proof( Self-attested copy of any one document* )
Address Proof( Self-attested copy of any one document* )
Income Proof( Self-attested copy of relevant documents* )
Business proof( Self-attested copy of relevant documents* )
Personal Loan by IDFC First Bank:Apply online for instant personal loan, get 3-second approval, disbursal up to Rs.25 lakh and 45% lower EMIs.
Personal loan Instant online approval. Apply online and get approved in 2 minutes Loan amount from Rs 1 Lakh – Rs 25 Lakhs Flexible repayment tenures between 1 to 5 years
Personal Loan Eligibility Criteria
A Personal Loan can finance your needs without having to wait for capital to accumulate. We establish eligibility criteria for a Personal Loan based on few simple parameters. Your credit score and existing borrowings are also assessed to determine your repayment capacity.
For Self Employed Individuals:
1. The business must have been in existence for a minimum period of 3 years
2. The company’s profit after tax (PAT) for the last two years should be positive
3. Minimum Age: 28 years; Maximum Age: 68 years, at the time of loan maturity
For Salaried Individuals:
Minimum Age: 23 years; Maximum Age: 58 years, at the time of loan maturity
Apply For Personal Loan Online
Online Application
You can apply for a personal loan online by filling a form on our website. If you apply for a personal loan online, we will tell you about your eligibility instantly.
Document Submission
Our relationship manager will fix up an appointment to come to your premises and collect the requisite documents for quick personal loans.
Verification
After your documents have been collected, we will verify your personal loan application; this may involve a personal discussion with you.
Approval & Disbursal
If the reports are satisfactory after verification, your loan will be approved and the money will be deposited in the same bank account for which the statement has been provided.
Documents Required for Personal Loan
IDFC FIRST Bank provides Personal Loans for both self-employed and salaried individuals based on the assessment of following documents:
Photo Identity Proof( Self-attested copy of any one document* )
Passport
Pan Card
Voter Identity Card
Driving License
Aadhaar Card
Address Proof( Self-attested copy of any one document* )
Ration Card
Passport
Bank Account Statement
Aadhaar Card
Driving License
Electricity Bill
Telephone Bill
Sale Deed/Property purchase agreement (for owned properties)
Income Proof( Self-attested copy of relevant documents* )
For Salaried Individuals: Last 3 months/6 months’ bank statement (dependent on scheme) showing salary credits, Latest Salary Slip
For Self-Employed Individuals: 2 years' ITR, P&L and Balance Sheet for the last 2 years, Last 6 Months' Bank Statement
Business proof( Self-attested copy of relevant documents* )
For Self-Employed Individuals: Qualification Certificate/Certificate of Practice (COP), Shop Act License/ MOA & AOA/ Sales Tax/ Vat registration/ Partnership Deed
Apply Online for Instant Personal Loan | IDFC First Bank
Reviewed by Loan solution
on
November 14, 2019
Rating:
Reviewed by Loan solution
on
November 14, 2019
Rating:
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